Do you need health care protection because you're self-employed, or not insured through your employer?

Or are you paying too much for your current health coverage? Let Michael help you review all of the plans available at affordable rates to individuals and families!

• Are you graduating from college?

• Are you between jobs?

• Have you been laid-off?

If you've lost your health insurance, there is a low-cost solution available for you, and it is doesn't involve a lot of paperwork or time.

Ask Michael about short-term health insurance. There are deductibles to help keep the premiums low. And of course, pre-existing conditions are not covered. But if you need a little piece of mind between jobs-  this can help!

Health Savings Accounts

Everyone with a high deductible medical plan can now save for medical expenses in a tax-deductible savings account!

The Medical Savings Account (MSA) plan of the past was expanded to the new Health Savings Account (HSA) on December 8, 2003. If you have never looked at using

PRE-TAX dollars to help pay your out-of-pocket medical expenses, you may wish to look now.

Visit Michael's Unicare Website